This is real and goes along with negative interest on bank accounts — they want you to spend every penny you have left after they take their cut off the top. you will be left with only enough to just get by with no savings and no buffer or emergencies. You will have no choice but to run up more and more debt and then at some point they will install debtors prisons where you will work as slave labor. This is the progressive future that is coming unless we stop it now.