3.9.25: Strategic Crypto Reserve, COMEX Silver contract, plus extra info on P!ZS0G@TE, PRAY!


Posted originally on Rumble By And We Know on: March 9, 2025 at 2:00 am EST

Dems Want Taxes on Tips and Overtime


Posted originally on Mar 5, 2025 by Martin Armstrong 

Tax Robbery

The party of war voted in unison against ending taxes on tips and overtime work. Only one Republican voted against these measures, with 217 in favor. The Democrats are NOT the party of the working class and have been actively working to undermine the people for years.

Ending taxes on tips and overtime was one of Trump’s campaign promises, which is precisely why the Democrats struck down the bill. Laughably, the opponents stated they were concerned that losing $2 trillion in tax breaks over the next decade would hurt the national debt. The very people who have never seen a social program they did not want to fund are suddenly concerned about the national debt.

Franklin Taxes

Kamala Harris was in favor of these policies and had the backing of her party. Her feigned support was an effort to win over the people, no different from the failed promise of ending student loans. “It is my promise to everyone here, when I am president, we will continue to fight for working families, including to raise the minimum wage and eliminate taxes on tips for service and hospitality workers,” Harris told a crowd at the University of Nevada in August 2024.

The Democrats want everyone to be equally poor and dependent upon the government. Some lawmakers say eliminating tip taxes would be unfair to workers in states with a lower minimum wage. Under that line of thinking, should we penalize those who work in cities where, say, a meal is 5X the price as it would be elsewhere? Why should anyone out earn another in this fantasy socialist utopia? Minimum wage is a short-sighted political move that ignores the fundamental laws of supply and demand. Politicians always assume they can simply legislate prosperity, but history proves otherwise. Forcing businesses to pay higher wages does not magically create wealth—it destroys jobs, accelerates automation, and puts small businesses out of business.

Wages rise naturally in a real economic expansion when businesses compete for workers. That is how a free market functions. But when governments artificially raise wages, businesses respond logically—by cutting jobs, reducing hours, or passing the costs onto consumers through inflation. The very people politicians claim to be helping end up worse off, as their cost of living rises and entry-level jobs disappear.

Tipping culture is completely out of control in America. There is an expectation for consumers to pay a minimum of 20% in addition to inflated services, regardless of the quality of their service. Kiosks and self-checkout payment systems often ask for a tip. Consumers are less likely to go out when money is tight and the initial service has already risen due to inflation. Then, the government wants to take a portion of these tips AND the initial salary in most states. Whatever we must buy is then taxed; whatever we save is then taxed. Government greed knows no bounds. They’re too incompetent to manage funds, so they continue to squeeze our pockets, but it is never enough.

Taxing overtime pay is just another example of how clueless politicians are when it comes to economics. The entire purpose of overtime is to compensate workers for putting in extra hours beyond a normal workweek. Yet, instead of rewarding hard work, governments see it as another opportunity to grab more revenue. Why would the government disincentivize people from working? We are eager to keep our hospitals staffed, ports flowing, trucks moving, etc. but are discouraging a productive workforce by dipping into their earnings.

Do the Dems who voted against these policies hate the American people, Trump, or both? No one is buying their feigned concern for the national debt. If policymakers had any real understanding of economics, they would eliminate taxes on overtime and tips entirely. If you want a strong economy, you incentivize productivity, not penalize it.

The Endless Hunt for Taxes


Posted originally on Feb 20, 2025 by Martin Armstrong 

Progressive Party

QUESTION: You may say you do not advise the Trump Administration, but Trump seems to be adopting everything you have laid out, including that income taxes are a barbaric relic from the past that are no longer necessary. He has even publicly rejected Zelensky. When will you tell the truth that you do advise Trump? You have been the only voice calling out Zelensky for what he is.

George

Gov Non Defense Spending GDP

ANSWER: Sorry, I have not advised Trump. Yes, I know many people are reading who are close to him. I  have no such official position. The Founding Fathers prohibited income taxes. The Progressive Movement went after income and openly discriminated against people who made more than they did. The Progressive Party was even on the ticket in 1912, the year before the income tax.

Trump_proposes_abolishment_of_federal_income_tax_bringing_US_back_to_richest_p

Trump has stated that between 1870 and 1913 this was the richest period in American History economically. The income tax is Marxist, and the Founding Fathers constitutionally prohibited it for a good reason. It makes everyone report if they even won $100 at the casino. Everything you do is accountable, and now the Democrats ushered in a requirement that every person having any interest in any company must discover that to the Treasury or be fined $10,000 and imprisoned. They want to know everything, and it will never stop there. Janet Yellen wanted to audit transactions down to $600, and if you have any cash app, they must report what you are doing to the IRS.

Federal Spending as GDP

It does not matter how much the government collects, it will always spend more. The Democrats cannot run for office without promising to bribe people with free gifts. I have been waiting for the free toaster or TV when you vote Democrat. This is why a gold standard cannot work. You cannot have gold as money unless you completely change the political system. This is what Trump is trying to do. The government is growing, and it will continue to consume more and more of people’s wages, which reduces the available spending capacity of the people, which then reduces economic growth.

Civil Work Force 1900 1980 New

When we add all government, including contracted to the government, it grew from 22% to 33%, including state and local. The government is consuming everything. This will only result in the economy’s collapse and a sovereign debt crisis.

Tax Robbery

Taxes are no longer necessary, for when money was actually a coin, the king had to get some back to spend again. Today, the government creates money, and if it did not borrow but just printed what it needed, the national debt would be a fraction of its size. This year alone, we will add $1 trillion in interest to keep rolling a debt nobody intends to pay off. There will NEVER be liberty as long as there is an income tax.

Fort Knox


Posted originally on Feb 20, 2025 by Martin Armstrong 

Fort Knox

COMMENT: Sir,

Saw your blog post about Fort Knox gold depository . Your comment about no visitors was spot on. I use to be the flight surgeon assigned to Fort Knox airfield in the early 90s. One of the flight units assigned was an executive transport wing. To get flight hours, I would tag along with them on their King Air fixed wing planes. When flying with them I noticed, just after take off that we banked quite hard. I chided the pilot thinking they were just trying to give me a hard time. Actually one of the runways was built and aligned exactly flying over the Gold depository. Whether the runway was built before or after the depository was , I don’t know. The pilot in command told me that even they were not allowed to fly over the gold depository. So when you said no visitors… it really means no visitors on ground or air.

Keep up the good work

DK

REPLY: This may become a fascinating conspiracy theory. If they will not allow Musk in and nobody can verify anything, this will only fuel speculation. They should at least take a video tour themselves and provide that to the public. Let’s see. Members of Congress have tried to visit and were denied. Can the President visit and take a video? Perhaps Trump can then swing by Area 51 before returning to the White House.

Roosevelt Also Confiscated Silver in 1933


Posted originally on Jan 17, 2025 by Martin Armstrong 

Silver 5000

QUESTION: I made a bet that a friend was wrong that Roosevelt also confiscated silver. I never heard of that, only gold. He said I should write to you and you will decide who wins.

Thanks

FD

1934 8 10 Roosevelt Nationalizes Silver

ANSWER: Sorry, you lose. He must have been at one of my conferences when we discussed that if he told you to ask me. Most people have never heard that Roosevelt also confiscated silver – not just gold. On August 9th, 1934, U.S. President Franklin D. Roosevelt implemented the seizure of all silver situated in the continental United States with Executive Order 6814 – requiring the Delivery of All Silver to the United States for Coinage. This was the same abuse of executive power as Executive Order 6102, which FDR signed on April 5th, 1933, “forbidding the Hoarding of Gold Coin, Gold Bullion, and Gold Certificates within the continental United States” with some differences.

Syracuse AR Decadrachm J.P. Morgan

A key difference here with the silver Executive Order 6814 excluded the seizure of all silver coins, whether foreign or domestic. At the same time, Executive Order 6102 only exempted certain types of collectible or numismatic coins from seizure because Teddy Roosevelt had been an ancient coin collector and even J.P. Morgan. Franklin was a stamp collector.

Syracuse Decadrachms

In a famous letter to U.S. Secretary of the Treasury L.M. Shaw, dated December 27, 1904, Teddy Roosevelt stated, “I think the state of our coinage is artistically of atrocious hideousness. Would it be possible, without asking permission of Congress, to employ a man like [Augustus] Saint-Gaudens to give us a coinage which would have some beauty?”  He saw the ancient coins as magnificent works of art unprecedented in numismatic history. Teddy saw the ancients as inspiration.

1907_Saint_Gaudens High_Relief_Roman_Numerals_MCMVII
gaudens1

He had the $20 1907 gold struck in high relief with Roman numerals for the day. But modern machines could not handle this type of work. Only 11,250 were struck before being replaced with the flat-relief design with regular Arabic numbers.

1934 1 Peace Dollar

There was a shortage of silver because people were also hoarding silver after confiscating the gold. There were no silver dollars minted after 1928. Only when Roosevelt confiscated the silver in 1934 did we see 1934 silver dollars being struck 

CBDC: The End of Money (Movie)


Posted originally on Jan 11, 2025 by Martin Armstrong 

Click the following link to watch the film “CBDC: The End of Money”

Central Bank Digital Currencies are being pushed worldwide by the Bank of International Settlements and governments. Are we witnessing the natural evolution of money into a fully digital form or a pervasive system of social control masquerading as money?

This movie is an in-depth inquiry into CBDCs, digital IDs, the origins of Bitcoin, and the tokenization of all people, objects, and assets worldwide.

Central Banks & the Absence of Tools


Posted originally on Jan 9, 2025 by Martin Armstrong 

Greenspan Alan 2

Central Bankers are trapped; Keynesian Economics remains the only tool in their quiver, and they are running out of arrows. The Fed Watchers are neck-deep in mainstream media propaganda spun by Marxist academics who lack any experience in even trading their own account, no less observing the real world outside of their ivory towers. Most of this dogma has not changed for centuries, and it stems from an era when the monetary system was in its infancy and based entirely upon the metal content of coinage lacking sufficient premiums for economic power.

Philip II Genuine Helvetii Imitation Stater

As I have reported many times, the coinage of ancient times always carried a premium for the dominant economic power. The Swiss were imitating the gold coins of Philip II of Macedonia during the 4th century BC – the father of Alexander the Great.

Athens Owl 449 413BC Egyptian Imitation

Ancient Egypt never bothered to issue their own coinage, and they were conquered by Alexander the Great. Previously, the dominant economic power before Macedonia was Athens. The Egyptians imitated Athenian owls, which were recognized in international trade.

Tiberius Aureus Genuine India Imitation

When Rome conquered Green and displayed the empire of Alexander the Great, we find that India was dominant in the trade of spices with the Romans. There was always a PREMIUM over the metal content of the coins of the dominant economy. Just as the dollar is really the reserve currency BECAUSE everyone needs to sell their products to Americans, the same was true in ancient times with Rome. That is, Rome lasted longer than anyone because it had a consumer-based economy, and thus, it was economically beneficial to stay within the Empire. That created the 1,000 years of peace, which our Neocons are only interested in imperial empire building, defeating Russia and China. It is free trade that creates world peace. They skipped that class in school and preferred death and destruction.

Florin Imitations

It was a trade that raised Florence to the top of the economic food chain by the 14th century. Their gold coin was the Florin, and once again, we see everyone imitating the Florin from Hungary to Spain.

Victoria 1849 florin

By the 19th century, even Britain was issuing a silver coin still called the florin, equal to two shillings, demonstrating the long-term consequences of inflation over the centuries. The economic history is written in the coinage, not subject to fake news or opinion. It is there for everyone to see if they ever opened their eyes.

FirstGold 1252

With the fall of Rome in Europe, there were no gold coins issued until the Brindisi Gold Augustalis in 1232 to facilitate trade with the Arab world. That inspired Florence to issue the Florin about 20 years later, in 1252, and the idea caught on with Genoa issuing their Gold Genovino the following year. Then, King Henry III issued a gold penny in 1257. From Florence to London, issuing gold coinage became prestigious, showing they were a prosperous empire.

Henry VIII Debased Groats

The monetary system was entirely based on the metal content. By the 16th century, we begin to see competitive debasement between England and Spain. This has greatly influenced to this day how central bankers are dealing with old theories based on the quantity of money.

Gresham Law

Sir Thomas Gresham was the agent for the English Crown on the Amsterdam Bourse, where government debt was starting to be traded. Because the exchange rates between nations did not have a premium at this time for economic power, the FX rates were based entirely on metal content. Thus, Gresham observed that debasement was a deterrence to selling government debt, for you would be repaid with debased coinage that had a lesser value on the FX markets. This led to Gresham’s Law – that bad money (debased) drives out the good.

Debasement Gallienus

As I have reported previously, once Emperor Valerian I (253-260AD) was captured by the Persians and remained in the prison of their king to be stuffed as a trophy on his death, the PUBLIC CONFIDENCE in Rome’s monetary system unfolded. Bankers were unsure about even accepting Roman coinage, demonstrating that there was a premium OVER AND ABOVE the metal content. The collapse in PUBLIC CONFIDENCE led to people hoarding the old coinage, for what took place was massive debasement due to the sudden shortage of silver. We see the debasement visually in just one 8.6-year wave. It was so bad that Emperor Aurelian sent troops against the Roman Mint because they were robbing the silver for themselves, and thousands died in the battle against the deep state bureaucracy.

A document from Egypt has survived, illustrating the unleashed financial crisis. It is from Aurelius Ptolemaeus, who is the strategus of the Oxyrhynchitenome. The public officials gathered and accused the bankers of closing their doors on account of their unwillingness to accept the divine coins of the Emperors. It became necessary that an order had to be issued to all the owners of the banks directing them to open and accept, and exchange all coins except the absolutely spurious and counterfeit. It was also directed that all who engaged in business transactions who refused to comply would be penalized. (POxy 1411 260AD, cited by Burnett 1987: p104). This confirmed what I have said throughout my career – it boils down to PUBLIC CONFIDENCE!

Hyperinflation Myth

This lack of understanding of PUBLIC CONFIDENCE has confused economics and robbed the central banks of all their tools. They look at the debasement and Gresham’s Law and then articulate in the Austrian School that the chicken is confused with the egg, which comes first. They look at the increase in the money supply from debasement and ASSUME that is what causes hyperinflation, when in fact, it is the collapse in PUBLIC CONFIDENCE that takes place FIRST, and that causes the hoarding and that reduces the money supply circulating, and then this compels the government to create more money to service itself. It is NOT the other way around.

Roman Hoard Britain

If these academic economists ever looked outside their own myopic field, they would understand that hoards of Roman coins are found from periods of political instability – especially wars. There was a series of over 20 emperors in a short time period during the collapse of the 3rd century AD. This is also where we find the greatest number of coin hoards throughout Europe. This is proof of what I am saying. Recessions occur because of public UNCERTAINTY regarding the future, so people spend less and save more. This is true no matter what century, and negative interest rates only compelled people in Europe to buy safes and take their cash out of the banks.

Standard Catalog if Depression scrip
1934 Mich DepressionScrip r

Over 200 American cities issued their own currencies during the Great Depression because the Fed was afraid of inflation and did not increase the money supply but contracted it when the public was also hoarding their money. This is why the ECB moved to negative interest rates in 2014 to try to punish people for hoarding and not spending. I warned the ECB back then that this was ass-backward, but of course, they did not listen. They tried to force people to spend when they had ZERO PUBLIC CONFIDENCE in the future – and rightly so. Thus, central banks kept interest rates excessively low for too long, which encouraged governments to explode their debts. Yes, it helped the stock market, but not as the press presents. People were wise enough to buy the stock with high dividends. Why did cash pay 0.5% when some stocks paid 5%+?

Quantity Theory of Money QTM
New Economic Theory

We need a new economic theory, and this nonsense of Modern Money Theory is absolute garbage because it is the chicken or the egg once again. They saw the increase in money supply with QE did not lead to inflation and concluded that the government is a monopoly and can create money at will without fear of inflation. What they totally screwed up is that (1) up to 70% of the money is held outside the domestic economy, (2) debt that pays interest is free to borrow against and has increased the money supply dramatically, and (3) increasing the money supply had no impact as did negative interest rates because people REFUSED to spend and hoarded lacking and PUBLIC CONFIDENCE in the economic future.

It is time we prevent academics who have ZERO real-world experience or have ever traded from coming up with theories that they are NOT qualified to do. This is like a man writing a book on how it feels to give birth. Come on! We elect politicians without any experience because they look nice. Without trading experience in economics, we end up with theories from people like Karl Marx and John Maynard Keynes.

Greenspan 1996 Irrational

We just had Federal Reserve Governor Lisa Cook this week make a blunt warning to the markets like Alan Greenspan did in December 1996. She said:

“Valuations are elevated in a number of asset classes, including equity and corporate debt markets, where estimated risk premia are near the bottom of their historical distributions, suggesting that markets may be priced to perfection and, therefore, susceptible to large declines, which could result from bad economic news or a change in investor sentiment.” 

Greenspan’s remarks of “irrational exuberance” did cause a brief pullback. However, it was quickly forgotten because traders must deal with reality – not theory. Here are Greenspand’s remarks, and you can see that central bankers still do not understand market behavior because they ONLY listen to academics.


FRB: Speech, Greenspan — Central banking in a democratic society — December 5, 1996

“Clearly, sustained low inflation implies less uncertainty about the future, and lower risk premiums imply higher prices of stocks and other earning assets. We can see that in the inverse relationship exhibited by price/earnings ratios and the rate of inflation in the past. But how do we know when irrational exuberance has unduly escalated asset values, which then become subject to unexpected and prolonged contractions as they have in Japan over the past decade? And how do we factor that assessment into monetary policy? We as central bankers need not be concerned if a collapsing financial asset bubble does not threaten to impair the real economy, its production, jobs, and price stability. Indeed, the sharp stock market break of 1987 had few negative consequences for the economy. But we should not underestimate or become complacent about the complexity of the interactions of asset markets and the economy. Thus, evaluating shifts in balance sheets generally, and in asset prices particularly, must be an integral part of the development of monetary policy.”

Washington State Democrats Leak Tax Plan


Posted originally on Jan 7, 2025 by Martin Armstrong 

Tax Robbery

Washington state Democrats accidentally leaked a document entitled “2025 Revenue Options” describing how they plan to hunt down citizens for additional taxes. An email containing the document and an accompanying PowerPoint presentation was sent to everyone in the Senate and entail exactly how they will wordsmith their way into extorting the people. “Do say: ‘Pay what they owe’ — but Don’t say: “Tax the rich” or “pay their fair share” because “taxes aren’t a punishment,” the graph read.

The proposal includes an 11% tax on firearms and ammunition. Storage units would be reclassified as RENTALS and seen as retail transactions. Amid the cost of living crisis exacerbated by shelter costs, these politicians believe that citizens should pay more in property taxes.

“Avoid centering the tax or talking in vague terms about ‘the economy’ or ‘education,’” the document states, instead opting to use positive connotations such as “providing,” “ensuring,” and “funding.” These lawmakers note that they must “identify the villain” who is preventing “progress.” That villain is the government, but the government needs to pin your woes on another source to create division. “We can ensure that extremely wealthy Washingtonians are taxed on their assets just like middle-class families are already taxed on theirs,” the slide reads.

The leaked document assures that this common rhetoric is intended to blind the masses into believing that tax hikes will not affect them but the dreaded “rich” who do not pay their “fair share.” In truth, no amount of taxation could ever be enough for the government as it spends perpetually with no plan to “pay their fair share” of debt.

Smart money has been fleeing blue states for this precise reason. Amazon’s Jeff Bezos notably fled Washington state for Florida, reportedly saving $1 billion on taxes alone. He moved his parents out of the state as well to avoid the death tax, which is among the highest in the nation at 20%. Governor Jay Inslee is wrapping up his term by insisting on a “wealth tax.”

The state is expected to face a $16 billion revenue deficit over the next four years and believes a 1% levy on the wealthiest residents could generate $3.4 billion over that time period. Businesses generating over $1 million annually would be in a new tax category called “service and other activities” and would be required to pay a 20% surcharge from October 2025 to December 2026. Come January 2027, successful businesses would be punished with a 10% tax. Why would anyone choose to conduct business in a state that punishes success? Innovators are not going to begin their businesses under these conditions and established companies will simply leave.

“Let’s be clear: there is a deficit ahead, but it’s caused by overspending, not by a recession or a drop in revenue,” Gildon said in a statement. “When the cost of doing business goes up, consumers feel it too. His budget would make living in Washington even less affordable.”

The state failed to manage its finances properly, and that burden now falls on the people. We see the same problem emerge at the local and federal levels. Governments feel entitled to YOUR money. Rather than correcting the root issue of spending and misallocated funds, governments believe the people they govern will foot the bill. The rhetoric is always the same as they insist they are “progressing” society by punishing the greedy and vilified rich. In truth, everyone suffers as a result of government mismanagement.

Congestion Tax in Place in NYC – A Reason to Celebrate?


Posted originally on Jan 8, 2025 by Martin Armstrong 

NYC Tax

Foreign concept but there are people who enjoy big government and welcome additional taxation. The Metropolitan Transportation Authority (MTA) held a celebration to kickoff New York City’s new congestion toll fees. That’s right – people gathered around a sign announcing the “Congestion Relief Zone” at 60th Street and held a countdown as if it were New Year’s Eve.

Motorists entering Manhattan at 60th Street or below will be charged $9 if in a car or SUV, $14.40 for non-commuter buses, $21.60 for big rigs, and $4.50 for motorcycles. The Metropolitan Transportation Authority needs to cover a $33 billion budget deficit, and per usual, the people are on the hook for the bill. The MTA is seeking to generate $68 billion over the next five years, and this congestion tax is one of many new fees coming to NYC area as the new toll tax is expected to generate a mere $15 billion.

Governor Kathy Hochul is utterly clueless. She plans to bribe families with an “inflation refund” by shelling out $500 checks to households in a move that will cost the state $3 billion. We saw this fail during the pandemic when citizens earning beneath a certain threshold were bribed to stay complacent. Hochul said she would not raise the income tax in 2025, but nothing is ever off the table.

“Your tolls pay for: better transit, cleaner air, safer streets, a livable NYC. Thanks!” one resident shared on a sign that they brought to the opening ceremony. Seriously, these people have no idea what they are celebrating. Commuters who cannot afford the tax will be forced to take the trains which are notoriously unsafe. In fact, there was a stabbing on the Metro-North on the very day that the congestion relief zone was implemented.

Rideshare programs have been lobbying for this tax for years. Uber paid $2 million from 2015 to 2019 to encourage congestion taxes. Lyft personally donated $18,500 to Kathy Hochul’s campaign to champion congestion taxes. Both companies plan to raise fees to cover the cost of the tax. “We spent millions of dollars funding message testing, research, lobbyists and grassroots organizing to help those that have been fighting for congestion pricing for decades,” Uber admits in a statement on its website, later stating, “We do this because we are a for-profit company and good, robust, public transportation is good for business, reducing the need for car ownership and increasing use cases for Uber.”

“Congestion relief” is political rhetoric. It’s NEW YORK CITY — one of the busiest cities in the world! Goods and people must still enter the city, and these fees quickly add up. The people are on the hook for the budget deficit and the people are also on the hook to cover the fees that will ultimately be passed down to consumers. It is absolutely astounding that there are people who cheer higher fees as a result of government mismanagement.

Retail Closures in US Hit Pandemic Levels


Posted originally onJan 2, 2025 by Martin Armstrong 

StoreClosuresRetail

Over 6,481 retailers have closed their doors since the beginning of the new year, according to data from Coresight Research in November, but that figure is expected to reach 7,327, marking a 57.8% increase in closures since 2023.

During the pandemic, closures exceeded openings by 180 stores in 2020, with the gap widening in 2021 to 6,000 retailers. There were 5,919 store openings in 2023, barely easing the burden. While online shopping has nulled the need for many brick and mortars, the types of retailers that experienced the steepest declines are telling.

Nothing at the dollar store costs a dollar. That changed years ago during the pandemic, thanks to tariffs and supply chain issues. Retailers had to mark up these cheap goods to make a meager profit. As a result, Family Dollar shut their door to 677 locations and 99 Cents Only stores shed 371. Big Lots, also known for selling discounted items, has been forced to close 580 locations, although the bankruptcy played a larger role.

Rite Aid also experienced bankruptcy in 2024, closing 408 locations. Pharmacies, in general, took a major hit this past year. Walgreens plans to close 1,200 locations over the next three years and lost 259 locations in 259. CVS closed 586 locations as well. The convenience of picking up items while at the pharmacy does not overshadow the need for a discount. People are not willing to pay more for essentials at the pharmacy when they can receive them for a discounted price elsewhere. The same goes for convenience stores like 7-Eleven which shed 492 locations in 2024 with plans to close another 400 worldwide.

Another major contributing factor is the workforce – people do not want to work low-wage jobs that do not support their cost of living. Enter any pharmacy or low-end store, and you will find a severe shortage of workers. One pharmacy by me that is part of a major chain is only open two days a week because they simply do not have the staff to keep it operating.

There is a reason that retail closures are at their highest level since the pandemic. Americans are spending more on less and their spending habits are shifting from convenience to practicality.