Bank Branches are the Latest Creative Destruction Casualty


Posted originally on Jul 24, 2025 by Martin Armstrong 

Electronic Dollar Digital

Over 8,000 bank branches are expected to close worldwide in 2025. Approximately 3,200 of those closures will take place in the United States. Q1 experienced 148 net branch closures in the US, with all major banks slated to close branches throughout the year.

These are merely bank closures and not bank failures, although two smaller US banks did fail this year. People simply prefer online banking as we have made the switch from relational to transactional banking.

Bankrate conducted a survey that found 77% of Americans prefer online digital banking, yet other surveys believe the figure is closer to 89%. Digital banking has been rising in popularity in recent years, up from 203 million domestic users in 2022 to the 216.8 million projected users in 2025. The survey found that 34% of consumers use online banking on a daily basis, consistently checking their account and transactions. There has even been a 19% increase in use among the 65+ crowd who is least likely to use digital services.

Transactional BankingCoverr

The total number of bank branches across the US fell below 65,000 in Q2. Texas, New York, and California saw the largest decrease in brick-and-mortar locations. Many branches that chose to remain open are only offering drive thru services. One in three banks has closed in rural areas as there is no demand, and the Federal Reserve noted in its annual Banking Access Report that the number of “banking deserts” across the Midwest is rising.

Banks have no overhead with digital banking services and they do not need to hire staff. The cost-per-transaction for in-person banking is $4.00 compared to only $0.04 for digital. AI is rapidly replacing bank tellers with a 3 to 1 ratio.

The trend is global. The United Kingdom anticipates 370 to 450 branch closures this year. Germany and France are facing 1,100 closures combined. The Asia-Pacific region of the world saw a 16% reduction in bank branches from January to May 2025. Certain nations like Malaysia and Thailand also offer branchless micro-banking kiosks to substitute relational banking.

The money in your bank account is already just an electronic book entry. Not only is there less demand for face-to-face banking, but they are also preparing for CBDCs as bank branches are unnecessary without physical paper money. You can deposit a check on your phone or at a kiosk, but e-checks are rising in popularity. The only thing left for a branch is safe deposit boxes, and the government assumes you are hiding cash there anyway. Relationship banking is becoming a thing of the past, the latest casualty in the cycle of creative destruction.

War Room Battleground EP 811: Mask Mandate Trial Verdict Stuns Legal Expert


Posted originally on Rumble By Bannon’s War Room on: July 18, 2025, at 10:00 pm EST

Japan & MNRA Studies


Posted originally on Jul 16, 2025 by Martin Armstrong 

Child Vaccine

Some people are reporting that Japanese researchers were able to obtain vaccine and death records for 21 million people, and determined that those who died from MNRA came in “death waves” that took place 3-4 months after the injections, not right away. The data also reveal how long it takes for your death risk to return to normal, following a covid jab. This does not appear to be verifiable.

Data from Japan has been elusive.  They definitely have the information infrastructure, seen in publications with amazing detail for population studies.  It is a country of ~125M, and ~1.6M die every year.  So 21M would be ~13 years worth of death data.  I think it’s plausible that a researcher gets that much data.  I’ve seen shoddy population-wide mortality calculations before, but my guess is Japan would grant access to someone with the necessary experience.  And Japan has been under a decent amount of pressure to reveal details of its excess mortality:

Okada and Nishiura had a preprint released earlier this year with significantly smaller numbers for life expectancy in 2022 compared to 2021 or 2020. A paper chock-full of pandemic awareness, and notably, the one word most conspicuously absent: “vaccine.”

Also, out of the Japanese Medical Association (JMA) Journal: “Although Japan recorded the world’s highest rate of COVID-19 messenger ribonucleic acid (mRNA) vaccination doses per capita, COVID-19 cases and deaths exploded after the emergence of the Omicron variant, followed by a significant increase in excess deaths in 2022 and 2023. Although several hypotheses have been proposed to explain these phenomena, the truth remains to be established because sufficient studies and data disclosures have not been conducted to adequately investigate the possible contribution of mRNA vaccines.”

And another in BMJ comparing pre/post mortality: Excess mortality during and after the COVID-19 emergency in Japan: a two-stage interrupted time-series design

Unvaxxed_sperm_in_demand_by_hopeful_moms_Toronto_Sun

Even I must to admit, I received inquiries when some heard I refused to be vaccinated to my surprise. I am cautious even with my dogs. Traditional rabies vaccines have been effective for decades, but advancements in biotechnology are introducing new options.

1 Waiting Dogs

One such innovation is the mRNA-based rabies vaccine for dogs, which enhances protection and improves production. Why change something that has worked for decades if it is not broken? Make more money? Rabies in dogs has been largely eradicated in the United States. Yet the producers of vaccines have succeeded in making it a law that dogs must be vaccinated. I demand to know who makes any vaccine before they inject my dogs.

Reagan Trust but verify

Categories:

New Report Finds Miscarriage and Pregnancy Loss Among COVID Vaccinated Mothers


Posted originally on Jul 3, 2025 by Martin Armstrong

Pregnant

The biological warfare unleashed on the global population should not be a forgotten war. A new study observed miscarriages and pregnancy losses among mothers-to-be who received the COVID-19 vaccination during gestational weeks 8-13 and 14-27, respectively. Researchers also noted the impact on unborn babies of mothers injected with the influenza vaccination as a comparison.

The Israeli study analyzed 226,395 pregnancies and found that 1.1% of women lost their babies when given the COVID-19 vaccination after week 24 of pregnancy. An alarming 2.7% of women who received a COVID-19 vaccination in the early weeks of pregnancy suffered the loss of a pregnancy. The study also factored in expected losses due to natural events. Those who received dose 1 during 8-13 weeks experienced a higher-than-expected number of fetal losses of approximately 18 vs. 9 for every 100 exposed pregnancies.

Most pregnancy losses occurred after gestational week 20, with half of deaths happened after week 25. Mothers who received dose three of the vaccine during weeks 8 to 13 exhibited a higher-than-expected number of fetal deaths with nearly 1.9 (95% CI: 0.39-3.42]) additional fetal losses above expected per 100 pregnancies.

How does this compare to the typical influenza vaccination? Women vaccinated during weeks 8 to 27 of pregnancy exhibited a lower-than-expected number of fetal losses. Those who received the flu vaccine in weeks 8 to 13 had fewer losses of around 5 per 100 women vaccinated. The study also attributed this to health vaccine bias as those who received the influenzas vaccine were likely to be healthy to begin with and cleared by their doctor rather than forced by their government.

Israel has one of the highest global rates of vaccination, and although they did not issue a blanket mandate, the government provided the vaccinated with a “green pass” while shunning the others from accessing public venues. The Israeli Ministry of Health, along with every other health agency, urged pregnant women to receive the COVID-19 vaccination and explicitly advised all pregnant women in their second and third trimester to take the mRNA vaccine. The government found that women were most likely to take the untested vaccine if their physician recommended doing so. Every tactic to coerce the population into willingly accepting the vaccine was unleashed.

The Israeli Ministry of Health continues to recommend that pregnant women accept the vaccination, and if their babies survive, they can begin to take the COVID-19 vaccinations at 6 months of age. The Centers for Disease Control and Prevention and the HHS in the United States changed their recommendations in recent months and no longer encourage healthy pregnant women to take the vaccine, likely solely due to Robert F. Kennedy Jr becoming the HHS Secretary.

“As of today, the COVID vaccine for healthy children and healthy pregnant women has been removed from the CDC recommended immunization schedule,” Kennedy said in May 2025. “Last year, the Biden administration urged healthy children to get yet another COVID shot despite the lack of any clinical data to support the repeat booster strategy in children.”

The COVID-19 vaccination was never a medical necessity. There were no tests or studies conducted. Global governments aligned to attack the global population with an experimental vaccine that they insisted was safe and effective.

HOBBS: “The Mainstream Media In Ireland Is The North Korea Of Europe.”


Posted originally on Rumble By Bannon’s War Room on: June 28, 2025, at 2:00 pm EST

“Tempest In A Teapot” Dr. Malone On Media Smears Against CDC Appointments


Posted originally on Rumble By Bannon’s War Room on: June 27, 2025, at 1:00 pm EST

“He Was Using Populism To Talk To Generation Z” Kenny Cody On The NYC Mayoral Race Shakeup


Posted originally on Rumble By Bannon’s War Room on: June 26, 2025, at 8:00 pm EST

Dr Andrew Wakefield – RFK Jr.’s Health Revolution, Autism Review and Transforming Vaccine Narratives


Posted originally on Rumble By Bannon’s War Room on: June 26, 2025, at 3:00 pm EST

Pfizergate


Posted Jun 27, 2025 by Martin Armstrong 
Leyen Ursula von der

In early 2021, the entire European Union was under lockdown. Governments were prohibiting citizens from participating in society without the vaccination, and the EU’s largest supplier at the time, AstraZeneca, was unable to meet production needs.  European Commission President Ursula von der Leyen awarded Pfizer a €35 billion contract, personally, bypassing the proper channels in an apparent conflict of interest. Not only was she responsible for negotiating the deal, but she was also responsible for implementing the protocols.

In a backdoor deal, Von der Leyen negotiated the lucrative agreement directly with Pfizer CEO Albert Bourla on her personal cell phone, bypassing the traditional processes in place for transparency. Pfizer then became Europe’s leading supplier of the COVID-19 vaccine and was awarded €35 billion in public funds. All of this was done secretly and highlighted the immense power that Ursula had amassed through a growing centralized government–she is no longer pretending that there is a democracy in the EU. There were Hillary’s emails, and now there are Von der Leyen’s text messages to Bourla.

The New York Times journalist Matina Stevis-Gridneff first broke the story in April 2021, revealing that Bourla and Von der Leyen had been personally corresponding for a month before the EU, represented by Ursula alone, awarded Pfizer and its German partner, BioNTech, the bloc’s first regulatory approval. The contract provided the EU with 900 million doses through 2023, with the option to order an additional 900 million.

2022_12_06_09_48_39_Pfizer_boss_refuses_to_testify_to_EU_Parliament_COVID_panel_again_POLITICO

Matina Stevis-Gridneff submitted a request to the European Commission for access to the text exchanges but was denied. The EC claimed they did not have access to those messages. Although she brokered a deal to provide billions in taxpayer funds to an American corporation, the court maintained that the public was not entitled to view those messages or know the nature of the deal. This completely eroded public trust and confidence, at least for those who were paying attention, and especially for those who witnessed the significant power the EU had usurped over member nations.

pfizergateursula

The case later went to the EU’s General Court, which concluded that the European Commission’s claim that it did not possess the requested text messages demonstrated a lack of credibility and transparency, declaring that those messages should be considered official EU documents. “The public has a right to know how this deal was made, and that includes text messages with the Pfizer CEO,” the court ruled. Watchdog groups hailed the ruling as a victory for transparency.

There are now members of the European Parliament who believe she should step down from her position due to the ordeal. Romanian MEP Gheorghe Piperea plans to collect the required 72 signatures and submit a no-confidence motion. Over two-thirds of MEPs present would need to collectively vote to remove von der Leyen, which could prove difficult as she secured the support of 401 of the 720 members during the last election. However, her popularity is waning, and politics are increasingly divisive. The bureaucrats in the European Union wield immense power over all member nations to the point that individual European countries have no sovereignty.

Repopulation in the UK Reaches New High


Posted originally on Jun 3, 2025 by Martin Armstrong 

Refugees Just Men

The United Kingdom admitted it “lost control” over its own national security and permitted the invasion of thousands of illegal migrants. Once the naval powerhouse of the world, the former British Empire has “lost” the ability to protect its own shores from the onslaught of migrants that have been pouring in since its leaders adopted open border policies. Men with little to no resources in canoes are suddenly overpowering the long-admired British fleet. In truth, the government has not “lost control,” as this is a calculated effort to reshape the UK.

The UK may not be in the European Union, but its leaders certainly still adhere to the same agenda, from open borders to censorship and net-zero initiatives. The Times of London reported 14,811 illegal crossings this year, a 42% annual increase. This is the largest number of invaders on record since the UK began collecting data in 2018. “Truth is, Britain’s lost control of its borders over the last five years, and the last government last year left an asylum system in chaos and record levels of immigration,” Defense Secretary John Healey told reporters.

Others are blaming France for not preventing migrants from launching from their shores. French police stopped 38% of migrants (8,347 people) attempting to reach the UK by boat this year. French authorities prevented 45% of new arrivals in 2024, and 47% in 2023. France is receiving €541 million over a three-year period from the UK government to prevent illegal crossings in the English Channel. France has hired hundreds of new law enforcement officers to patrol the waters, but the number of asylum seekers continues to rise.

Upon taking office, Sir Keir Starmer announced that the Rwanda plan was “dead” as he would not deport migrants to third nations. Labour has stated they are seeking a “calm and patient rebuilding” of migration policies and refuse to accept any large-scale deportation efforts. If you can make it to shore, you can likely stay. Starmer has said the UK is becoming an “island of strangers” but refuses to adopt any policies to curb the inflow.

The United Kingdom is experiencing a mass repopulation event. The former population is being replaced with both legal and illegal immigrants. Birth rates are plummeting, public debt is rising, and the government is openly permitting migrants to enter to maintain its public welfare state. Rather than fixing the issues that are causing the population to contract, the government is importing a new population. The British political elite, both Tory and Labour, have failed to grasp the historical implications of these shifts. It is not racist or xenophobic to observe patterns and hard truths. The core identity of the UK and other Build Back Better nations has been abandoned and replaced. They are not bringing in migrants for humanitarian purposes, and it would be a lie to think that the UK was completely unable to secure its border. If they can’t prevent a few thousand men on cheap boats from entering, how could they protect themselves in time of war? The government is allowing this to happen because it needs new taxpayers to replace the workers it failed to produce.

This is why conservative leaders are attempting to rebuild domestic manufacturing and providing incentives for women to have children. The global mainstream media is controlled by the left, and therefore, these nationalist values are painted as a form of hatred or superiority. Quite the contrary, as conservative leaders are attempting to save their nation’s culture and traditions by encouraging the success of their own population.

Globalism is directly tied to repopulation theory. “In the future, countries with aging populations may need migration to sustain their economies,” Bill Gates said, as he strongly believes that the world is overcrowded. “The world today has 6.8 billion people… that’s headed up to about 9 billion. If we do a really great job on new vaccines, health care, reproductive health services, we could lower that by perhaps 10 or 15 percent.”

Repopulation theory is more of a tactic than a theory. Hence, leaders like Starmer are ignoring warnings and standing idle as a demographic shift permanently alters their nation. As it stands, first-generation migrants will compose 25% of the UK’s population by 2035, according to the Centre for Migration Control, and the UK’s overall population will surge to 73 million. It may seem far off, but that is only a decade from now. All Build Back Better nations will be utterly unrecognizable thanks to repopulation tactics.