Only 46% of Americans have Adequate Emergency Savings


Posted originally on Oct 20, 2025 by Martin Armstrong |  

Roll Cash

Three to six months of emergency expense savings has been the standard caution. Rising inflation, lower purchasing power, and a contracting job market have put a dent in American household savings, and it is safe to say this trend is common among all nations grappling with the cost-of-living crisis. At present, 46% of Americans have enough emergency savings tucked away to cover three months of expenses.

Bankrate survey found that nearly a quarter of Americans do not have anything saved, while 30% have some savings but not enough to cover three months of expenses. About 19% of respondents said they could cover three to five months of living through emergency savings, and 27% have enough to cover six months. Eighty-five percent of respondents said they need at least three months of emergency savings to feel comfortable, but again, only 46% have that amount saved.

Baby Boomers are relatively fine—41% could comfortably cover six months of expenses. A quarter of Millennials believe they have six months covered, while only 20% of Gen X and 10% of Gen Z could say the same.

Living expenses continue to rise, purchasing power continues to decline, wages are stagnant, and the people are unable to save. The issue here is that the economy is not as robust as data would indicate. In fact, one in three adults tapped into their savings accounts between February 2024 and February 2025. Over 80% of those who took out savings did so to pay for the essentials. Consumers have already tapped into credit, as 33% of Americans have more credit card debt than emergency savings.

Millions of people are unprepared for an economic downturn. This is not the result of poor financial planning but the outcome of abrupt fiscal policy changes. The average person could not have fathomed the current prices of goods. Cheap credit during the pandemic provided the illusion of a government backstop. The Fed lowered rates as the people took on more debt, believing it was “cheap” debt, but everything comes at a cost. This will eventually fall on the banks when the time comes and they are unable to collect. More importantly, civilization becomes utterly unsustainable when the majority are unable to meet expenses. This plays into a larger role of what’s to come as we reach the sixth wave in 2032—the people will have nothing to lose but the current system that has failed them.

Could France’s Nuclear Program Protect Europe?


Posted originally on Oct 20, 2025 by Martin Armstrong |  

World Nuclear War 4

French President Emmanuel Macron believes his nuclear arsenal has the power to protect all of Europe. Macron firmly believes that France does not need the United States, especially under Donald Trump, and continues to reassure Europe and NATO that his nation could supplement the United States’ potential absence from the alliance.

The United States has the second-largest nuclear weapon stockpile in the world. As of January 2025, the US held 3,700 warheads, including 1,770 intercontinental ballistic missiles (ICBMs) and submarine-launched ballistic missiles (SLBMs). There are an additional 1,300 retired warheads waiting to be dismantled, and a further 1,938 warheads in reserve, which brings the total number of nuclear devices (on file) to 5,000.

Macron in Military Parade

America continues to upgrade and replace its nuclear weapons at a rapid pace. There is a reason the world points to America as the hub of the military-industrial complex. The Department of Defense budgeted $49.2 billion specifically for nuclear weapons in FY2025 alone and the Department of Energy budgeted another $32.7 billion for warhead maintenance and modernization. The Congressional Budget Office estimates that the US will spend nearly $1 trillion on its nuclear weapons program from 2025 to 2034.

In stark comparison, France has 290 nuclear warheads. The number in its arsenal remained relatively unchanged year-on-year. France plans to spend €5–6 billion per year ($5.4–6.5 billion) on its nuclear weapons program in 2025. Although the figure represents about 15% of the national defense budget, it is a drop in the bucket compared to America’s $81.9 billion annual nuclear budget.

France’s nuclear arsenal is not large enough to act as a global deterrence. The US military has strongholds throughout the world—the Middle East, Europe, Asia, South America, and Antarctica. It gained the title of the world’s global police force for a reason. America’s military presence can be felt and is feared. NATO would be extremely vulnerable without America’s nuclear and financial support.

One in, One Out – Migrant Shuffling across the UK and France


Posted originally on Oct 20, 2025 by Martin Armstrong |  

Refugees Just Men

France’s Emmanuel Macron and the United Kingdom’s Keir Starmer implemented the “one in, one out” program that has become the most blatantly ridiculous migration plan in modern history. France will take in migrants who attempt to enter the UK from French waters. In turn, France will send back an equal number of migrants to the UK in an equal swap.

How does this solve the migrant crisis? It doesn’t solve the crisis—these men are adamant on keeping the borders open. France has agreed to process all returned migrants, and those “vetted” will be permitted to return to the UK. The only qualifications are that they must pass a vague security check and have no record of attempting to enter the UK in the past. The program is designed to target single males, who represent the main demographic of “asylum seekers.”

UK Home Secretary Shabana Mahmood deemed the measure a “breakthrough” for migration. After all, the UK claims it needs to implement digital IDs to sort out migrants. The last administration attempted to broker the Rwanda scheme to combat illegal immigration and spent 700 million pounds on the measure. The result? FOUR migrants were deported.

“Those costs include £290million payments to Rwanda, chartering flights that never took off, detaining hundreds of people and then releasing them, and paying for more than a thousand civil servants to work on the scheme,” former Home Secretary Yvette Cooper announced. She dubbed the program a “asylum Hotel California” where people may come but never leave. “They just stay in the asylum system. Even if they’ve come here unlawfully for economic reasons and should be returned to their home country, they won’t be because the law doesn’t work,” she later added.

The Labour Government decided to maintain “asylum Hotel California.” The total number of “asylum seekers” returned to France under the current scheme was last slated at 26, while the total number returned to the UK is 18. The UK invested £100 million in enforcement support and will fund the majority of the program.

The UK processed 49,341 intruders within the first six months of the year, marking a 27% annual increase. An alarming 88% arrived via small boat, bypassing the once-feared British Navy via canoe. Prime Minister Keir Starmer is using France as a “safe third country” to legalize mass migration and is abusing tax dollars to repopulate the nation.

Did Trump Force Zelensky to Back Down?


Posted originally on Oct 20, 2025 by Martin Armstrong |  

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COMMENT: Marty, we realize you have no respect for the Nobel Peace Prize after they gave it to Obama for absolutely nothing.  However, we should all nominate you because we also know you have been working the back channels in Washington and Moscow. It seems like Trump followed your recommendations for Zelensky to back down from no territory to surrendering the Donbas, as you have poinently argued would end the war. I have a friend who was with an embassy in Moscow. He said what they did to you gave you more credibility than anyone else from the Russian view.

We also know you have been trying to beat your own computer. If anyone can do it, it has to be you.

Tell Scotty to hold off on beaning you up just yet.

Paul

REPLY: I have been getting that a lot lately. They will never nominate me. I am that evil white man Hillary talks about. I assume that having a bronze statue is more practical. Pigeons need a place to perch and shit.

I cannot verify that Trump took my strategy to insist that the Minsk Agreement be honored if he refused to exit NATO to force the EU to heel, and to threaten an executive order prohibiting any American funds from being invested in Ukraine. My recommendations would shift the burden to Ukraine and the EU, where it belongs.

say the EU and Ukraine will reject any deal Trump does with Putin, so her bloodthirsty coniving needs to be circumvented. By demanding that the Minsk Agreement be honored, she cannot say this is Trump, and they had no say. The EU agreed and signed this deal, and then lied and never honored what they signed. Flipping this back onto the lap of Kallas, we would disarm her from claiming the EU was not part of any deal.

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Minsk Agreement 2 13 2015

When Ethnic Cleansing & Genocide Is Acceptable


Posted originally on Oct 19, 2025 by Martin Armstrong |  

Those who think that Israel is guilty of genocide as if that is something unique to the Middle East, are obviously blind to the the entire region of the Balkans and Ukraine. This is the motherland of ethnic cleansing and genocide that the Western Press is paid to ignore. Trying to achieve peace in the Balkans may be more difficult than getting it to snow in Hell. The Balkans’ ethnic tensions stem from a mix of historical, political, and cultural factors that have compounded over centuries. Ukraine may not be in the Balkans and is technically part of Eastern Europe, the same ethnic hatreds that dominate the Balkans including ethnical cleansing is part of the dark side of Ukraine that cannot be ignored if we hope to even attempt to craft peace moving forward.

The Ustaša regime, officially known as the Independent State of Croatia (Nezavisna Država Hrvatska, NDH), was a fascist puppet state established during World War II, from 1941 to 1945, under the control of the Ustaša movement. Led by Ante Pavelić, the regime was aligned with Nazi Germany and Fascist Italy and ruled over parts of modern-day Croatia, Bosnia and Herzegovina, and Serbia.

bandera_torch parade

The Ustaša was a Croatian ultranationalist and fascist organization founded in 1929, with a violent ideology centered on creating an ethnically “pure” Croatian state. When Axis powers invaded Yugoslavia in April 1941, the Ustaša was installed by Germany and Italy to govern the NDH. Stepan Andriyovych Bandera  (1909–1959), the hero of Ukraine, adopted the exact same policies of killing anyone who was of not Ukrainian blood to achieve the exact same result – a purged national state of pure-blooded Ukrainians the same as Adolf Hitler. The Ukrainian National Hero was far worse than anything out of Israel. Bandera carried out genocide against the Polish, and US intelligence protected him.

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The NY Times showed the Ukrainian Nazis executing a woman and throwing her child in the pit alive to die along side his mother because they were ethnic Jews. There are documented accounts of cutting babies out of the womb and sewing in a live cat that even horrified the German Nazis. It is embarrassing to be on the wrong side of history all because the Neocons, bloodthirsty vampires themselves, harbor this same ethnic cleansing for Russians inherited from Bandera.

Bandera’s legacy remains polarizing: revered by some Ukrainian nationalists as a freedom fighter, condemned by others (especially in Poland, Russia, and Jewish communities) as a fascist and war criminal. After WWII, the Soviets repeatedly demanded Bandera’s extradition as a war criminal. The U.S. Army’s Counterintelligence Corps (CIC) refused, hiding his location in the American occupation zone of Germany. This allowed Bandera to operate freely in Munich for 15 years, plotting anti-Soviet actions. While not a CIA operation (the CIA formed in 1947), it set the stage for Cold War intelligence use of Ukrainian nationalists. As long as Bandera hated Russians, it did not matter how many hundreds of thousands of Jews he exterminated, all of his crimes were forgiven only because he was killing Russians as well. The US continued to support the very policies of Adolf Hitler, they just focused on Russians instead of Jews.

Interview: Backwardation in Silver, Rise in Gold, Capital Controls in Europe, and More


Posted originally on Oct 18, 2025 by Martin Armstrong |  

You do not hand a Psychopath a loaded gun


Posted originally on Oct 17, 2025 by Martin Armstrong |  

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Zelensky said Friday that Ukraine will swap “thousands” of its drones to the U.S. in a deal for U.S.-made long-range missiles, which are typically launched from submarines and warships. Trump said Friday the U.S. is interested in Kiev’s drones and complimented Ukraine on its production of unmanned aircraft. However, sources have confirmed that Zelensky is NOT interested in peace, and Ukrainians hate Russians, and this is a systemic problem. The hatred of ethnic groups in the Balkans is legendary. Handing Zelensky Tomahawks will start World War III, and Russia would be entirely justified in outright nuking Kiev or handing similar weapons to both Iran and Venezuela.

2025_03_25_09_05_50_When_Genocide_Is_Caught_on_Film_The_New_York_Times

Handing Zelensky such weapons when he has openly threatened to destroy the Kremlin is like giving Hitler a nuclear bomb before anyone else. These Tomahawks can fly at high subsonic speeds and at low heights to evade radars, which would equip Ukraine with the increased range and capability to eradicate the Kremlin. The Neocons selected Ukraine because of their historic ethnic cleansing. The Ukrainian torture of Jews even horrified the German Nazis. The declassified documents showed the CIA protected them from prosecution because they were also killing Russians.

Zelensky WWIII

You do not hand a psychopath a loaded gun.

I am sorry, I have ZERO sympathy for Ukraine’s leadership, the EU leadership, NATO, or our Neocons. They are all sick people who will NEVER live in peace. We are fools for thinking you can negotiate with these people. Honor the Minsk Agreements, and there would never have been a war. The EU and Ukraine are not trustworthy. They signed the Minsk Agreement to buy time and never intended to allow the people to vote on their future.

Is Peace with Russia Possible?


Posted originally on Oct 17, 2025 by Martin Armstrong |  

Minsk Agreement Head of State

QUESTION: Do you think there is any chance of peace with Russia?

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ANSWER: Europe and NATO are the aggressors – not Putin. Zelensky is meeting with Trump today. Trump has to realize who his real opponents are. Peace with Russia is easy if you do what is right. Putin warned Zelensky that the Minsk Agreement was the key. Zelensky has been taking his orders from NATO, NEOCONS, and never from his own people. I had two employees there, and I can say many people questioned if he was even legitimately elected. We have witnessed what the EU and NATO did in Romania. Do you really think they were hands-off in Ukraine? There would have BEEN NO WAR if the EU, NATO, and Neocons had not lied and honored the Minisk Agreement.

Khruschev Brezinski

You cannot defeat Putin and think that is somehow the answer. When Khrushchev had to back down after the 1962 Cuban Missile Crisis, a coup occurred, and Brezhnev took power, deepening the Cold War.

Clintons Russia Coup

Then there was a proposal that Russia join NATO when the USSR collapsed. Just as our Neocons in the CIA killed JFK to keep war on the table and rejected his peace initiatives, the Russian Neocons staged coup #2 and overthrew Gorbachev. That is when Yeltsin stood on the tank and pleaded with the military not to fire on their own people. The military stood down, and the coup collapsed. Anyone who thinks they can beat Putin and force him out of Ukraine is not just a fool; they are a dangerous asshole. You will get coup #3, and this time you will get the Russian Neocons in full power. Just imagine if John McCain had become president with Lindsey Grachm as his VP. You would probably be dead by now.

Road to Peace

The Road to Peace is undoubtedly attainable. Putin wants peace – not war. I was in the middle of all of that shit. The Neocons have hated Putin because their blackmail of Yeltsin failed, and he realized he was caught between our Neocons with the Oligarchs and the hardline Communist Neocons who hate the West, just as Lindsey Grachm and McCain hated Russians. We are plagued by old hatreds that one generation refuses to surrender on both sides.

Zelinsky at WHY Trump 2 28 25

In this meeting today, I would strip Zelensky of his arrogant, greedy power. My ultimatum would be simple.

(1) You will honor the Minsk Agreement and allow the people of the Donbas to vote on their human right to remain as part of Ukraine, which hates their very existence.

(2) If Zelensky refuses, I will impose sanctions on Ukraine, and no American company will be allowed to invest in Ukraine to cut off his trillion-dollar rebuild.

(3) If NATO or the EU refuses to honor the very agreement that they signed, the US will withdraw from NATO.

(4) We cut a deal with Russia, allowing American companies to enter joint ventures in Russia to exploit the rare earths and resources.

(5) All sanctions of Russia are to be lifted, including the Magnitsky Act, with the sole exception of sanctions that were against individual spies.

(6) Agree to do a joint venture in Antarctica for natural resources.

My sources have reported that Putin publicly proposed collaboration across trade, digital, high-tech, and space exploration. I believe that Putin would entertain joint projects in the Arctic and in Alaska, offering Russian ownership of specialized technologies and reserves in minerals and energy. Sources have long suggested that Russia possesses technologies that no one else possesses, which could interest U.S. partners.

I believe that Trump had floated the idea of Russian investment in Alaskan oil and joint exploration of rare earth minerals, and the Russian side presumably saw this as a potential area of cooperation. Beyond pure economics, a trade arrangement with Russia will force NATO and the EU to heel once American companies are operating inside Russia. Such a trade proposal would serve as a means to break Russia’s isolation, demonstrating that the NATO narrative of Russia wanting to take Europe is nonsense. This would be a carrot to U.S. businesses.

Nixon Mao

U.S. President Richard Nixon visited Beijing, China, from February 21 to February 28, 1972 (1972.142). This historic trip — often called “the week that changed the world” — marked the first visit by a U.S. president to the People’s Republic of China since its founding in 1949. It was a significant step toward normalizing relations between the U.S. and China during the Cold War and included Nixon’s famous meetings with Chairman Mao Zedong and Premier Zhou Enlai. It was strangely 51.6 years from that historic meeting that led our stupid Neocons in the Biden Administration to impose sanctions on Russia and withdraw them from SWIFT, which led to the establishment of BRICS. Iranically, we REVERSED all the effort to create peace in 1972.

US China Relations
US Russia Reestablishing Peace

I will release a report on the prospects of peace being reestablished with Russia

Russia’s Digital Draft – Reservists Called to Frontlines


Posted originally on Oct 17, 2025 by Martin Armstrong |  

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A generation of men has been decimated in both Russia and Ukraine. Russia’s desperate need for additional manpower has led to a new change in law that will instantaneously ship reservists to active war zones.

Russia’s defense ministry is seeking to send reserve troops to active war zones both domestically and abroad without the need for an official declaration of war. Russia never officially declared itself to be at war despite three years of battle. Moscow insists that its military is preforming “counter-terrorism” operations rather than waging a war against its neighbor. The Kremlin does NOT view Ukraine as an enemy. The entire conflict began after the Minsk Agreement—which would have provided the Donbas the ability to vote—was ignored. Ethnic Russians living in the region were forced to abandon their language and culture. Putin repeatedly stated he views Ukrainians as brothers.

If Putin were backed into a corner where he was forced to declare a declaration of war, the enemy will not be Ukraine. Ukraine is akin to the wayward son who lost its way under Western neocon influence.

The new law provides Russia twith he ability to send smaller groups of reservists to the battlefield rather than organizing full-scale mobilizations. There is no escaping the draft. Russia implemented a digital draft system that contains the names of all citizens in a centralized government database. Men are not permitted to cross the border or attempt to flee the draft. The government’s online portal, Gosulugi, sends out instant notification to men when they are selected to serve.

Men must report for duty within 27 days of receiving notification, or they’re deemed a draft evader. Evaders will have their driver’s licenses instantly revoked, and they cannot move within the system to any capacity. “People are summoned supposedly to verify their personal data, but in reality they’re immediately drafted,” said Timofei Vaskin, a lawyer affiliated with the School for Conscripts, a Russian human rights organization assisting those subject to conscription. “This practice is especially common in Moscow,” he added. This is the reality of an ongoing conflict. Those cheering for NATO to fight Russia fail to realize that it would result in their own men facing compulsory military service.

Moscow stated it will need 135,000 additional fighters from October 1 to December 31, marking the largest draft autumn since 2016. There are two annual drafts, one in autumn and one in the spring, where all men aged 18 to 30 may face compulsory service.

There are simply not enough men to fight this ongoing war. Russia is recruiting from African and Latin American nations discreetly, and North Korea is sending its small population on an as-needed basis. China has not sent soldiers, but it is providing aid, and the LAST thing NATO wants is for China to join because by then any possibility of peace would be off the table. Russia does not report the official number of casualties but it is believed that at least one million soldiers have died since the start of the “war” or “counter-terrorism” operation that was entirely preventable had Europe honored the Minsk Agreement.

Poland Asks Ukraine not to Decimate its Steel Industry


Posted originally on Oct 17, 2025 by Martin Armstrong |  

Steel

European Union members must sacrifice their own economies for Ukraine. The unelected bureaucrats in Brussels repeatedly side with Ukraine on every trade dispute because their agenda is for an elite few to prosper rather than whole of Europe. Slovakia and Hungary pleaded for Ukraine not to decimate their energy sector—Brussels overruled their wishes. Farmers throughout the EU pleaded for Ukraine not to override their goods with duty-free imports—Brussels overruled their wishes. The examples are endless, but the outcome is always the same.

Poland is the latest nation to plead for Ukraine not to override an entire sector as tariff-free Ukrainian steel floods the EU. Ukrainian steel imports to Poland rose 27% in the first six months of the year, according to Polish steelmakers’ lobby group HIPH.

“We have a huge increase in imports of Ukrainian steel that is deeply pressuring our steel industry,” Deputy Development and Technology Minister Michal Baranowski told the outlet. “So we are working with the European Commission to find a way to address it, preferably in the short term.”

The European Commission proposed limited tariff-free imports from all trading partners, careful not to single out Ukraine, with a plan that would impose a 50% duty on imports that exceed a specific quota. Polish steelworkers believe the move would be insufficient. Poland’s steel industry faces much harsher regulations due to its EU alliance. Polish mills simply cannot compete against a seller who can undercut them at every turn, beginning with production.

Krystian Gunia, chief financial officer at steel producer Cognor Holding, spoke with parliament in Warsaw, where she stressed the need for immediate protection. The steelmaker is close to halting production at its new 800 million zloty ($217 million USD) rolling mill.

One of the main regulations hurting Poland is the EU Emissions Trading System (ETS) that demands companies comply with green environmental standards. The EU has partnered with the Global Agreement for Sustainable Steel and Aluminum (GASSA) to ensure nations abide by net-zero regulations since climate change is the ultimate tool in the globalist arsenal. The carbon emissions from Ukraine are deemed acceptable by these agencies, which are reluctant to impose regulations on the country.

Poland will lose this battle because the unelected bureaucrats in Brussels have no incentive to see an actual EU member state surpass Ukraine. Every nation must send endless aid to Ukraine without question and willingly watch as Ukraine tramples on every sector of its economy.